The Bamenda Police cooperative credit union limited is a category one (CAT 1) microfinance institution that started operation on the 5th February  1969 by some members of the then west Cameroon Police Force. Their main objective was to promote thrift and mutual help through systematic savings and borrowing amongst members who were exclusively Police Officers. In 1982, the common bond was extended to the civilian population, necessitating the introduction of the slogan, “NOT FOR POLICE  ONLY”. This made the union to witness a phenomenal increase  in its Key performance indicators like membership, savings loans, income , balance sheet size amongst others.

As at  end of 2025, the union can boast of our 28 branch offices spread in o7 regions in the national territory; the highest networked Cat. 1 Micro Finance Institution in the country, with membership of over 80,000 and a colossal balance sheet. The union is equally proud of playing a leading role in reducing  unemployment gap through direct and indirect jobs of over 250 workers and 300,000 small medium enterprise respectively. BAPCCUL has excelled in its activities with mile stone achievements in the area of of new product development, with digital financial services steadily growing into the limelight and promoting financial inclusion for all it members who have access to multiple and diversified financial services. 

When it comes to microfinance, BAPCCUL spearheads the smart country agenda by continuously  pursuing a resolute and flexible expansion strategy  and especially to where the population is thirsty  and hungry  for its innovative products  and services through the concept of proximity banking.

BAPCCUL equally has its mission of “going beyond its financial comfort zone to providing financially and socially stable society ” 

It has not been a bed of roses as the union faced various challenges at different intervals in its growth path such as the fire incident of 1983 that led to the consumption of all records and assets before restitution of accounts through member voluntary declaration of assets and liabilities, interestingly, BAPCCUL came out from this Crisis stronger than ever before. Needless mentioning the recent socio-political and health (COVID-19) crises that have a negative repercussion on  business generally with that of BAPCCUL not an exception till today. 

BAPCCUL, even in the face of the crises, continues to e resilient, steadfast and innovative by developing proximity modern and electronic products and services for  her members.  We remain grateful to all our members and stakeholders for their patronage, resilience, trust and confidence in BAPCCUL as we relentlessly continue to propel the union to grow from strength to strength.